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Below you will find the highest current interest rates and product guidelines for 10 year multi-year guaranteed annuities (MYGA). MYGA's are fixed annuities that are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantee a fixed rate of return for the entire duration of the contracts, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term. Other types of fixed annuities still offer a guaranteed rate, though it may only be for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
| Company / Product | Length | Minimum Premium | Rate | Rating |
|---|
| Sentinel Security Life / Personal Choice Annuity 10 | 10 yrs. | $2,500 | 4.15% | B++ |
| Oceanview / Harbourview 10 High-Band | 10 yrs. | $80,000 | 3.85% | A- |
| Oxford Life / Multi-Select 10 | 10 yrs. | $20,000 | 3.70% | A |
| Oceanview / Harbourview 10 Low-Band | 10 yrs. | $20,000 | 3.65% | A- |
| Guaranty Income LIC / Guaranty Rate Lock 10 | 10 yrs. | $100,000 | 3.65% | B++ |
| Guaranty Income LIC / Guaranty Rate Lock 10 | 10 yrs. | $250,000 | 3.65% | B++ |
| Atlantic Coast Life / Safe Haven 10 | 10 yrs. | $5,000 | 3.60% | B++ |
| Guggenheim Life and Annuity / Preserve MYGA 10 High-Band | 10 yrs. | $250,000 | 3.55% | A- |
| Guggenheim Life and Annuity / Preserve MYGA 10 Low-Band | 10 yrs. | $10,000 | 3.45% | A- |
| Pacific Guardian / Diamond Head 10 | 10 yrs. | $10,000 | 3.40% | A |
| American General / VisionMYG 10 High-Band | 10 yrs. | $100,000 | 3.35% | A |
| American National / Palladium MYG 10 High-Band | 10 yrs. | $250,000 | 3.25% | A |
| American National / Palladium MYG 10 Low-Band | 10 yrs. | $100,000 | 3.10% | A |
| Equitrust Life / Certainty Select 10 | 10 yrs. | $10,000 | 3.10% | B++ |
| American General / VisionMYG 10 Low-Band | 10 yrs. | $10,000 | 3.05% | A |
| Lincoln National / MYGuarantee Plus 10 High-Band | 10 yrs. | $100,000 | 2.65% | A+ |
| Lincoln National / MYGuarantee Plus 10 Low-Band | 10 yrs. | $10,000 | 2.40% | A+ |
