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Below you will find the highest current interest rates and product guidelines for 7 year multi-year guaranteed annuities (MYGA). MYGA's are fixed annuities that are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantee a fixed rate of return for the entire duration of the contracts, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term. Other types of fixed annuities still offer a guaranteed rate, though it may only be for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
| Company / Product | Length | Minimum Premium | Rate | Rating |
|---|
| Sentinel Security Life / Personal Choice Annuity 7 | 7 yrs. | $2,500 | 4.10% | B++ |
| Sagicor / Milestone MYGA 7 High-Band | 7 yrs. | $100,000 | 3.85% | A- |
| Oceanview / Harbourview 7 High-Band | 7 yrs. | $80,000 | 3.80% | A- |
| Sagicor / Milestone MYGA 7 Low-Band | 7 yrs. | $50,000 | 3.70% | A- |
| Brighthouse Financial / Fixed Rate Annuity High-Band | 7 yrs. | $100,000 | 3.65% | A |
| Guaranty Income LIC / Guaranty Rate Lock 7 | 7 yrs. | $100,000 | 3.65% | B++ |
| Guaranty Income LIC / Guaranty Rate Lock 7 | 7 yrs. | $250,000 | 3.65% | B++ |
| Investors Heritage / Heritage Builder MYGA 7 | 7 yrs. | $25,000 | 3.65% | B++ |
| Oceanview / Harbourview 7 Low-Band | 7 yrs. | $20,000 | 3.60% | A- |
| Oxford Life / Multi-Select 7 | 7 yrs. | $20,000 | 3.55% | A |
| Fidelity & Guaranty / FG Guarantee-Platinum 7 Annuity | 7 yrs. | $20,000 | 3.55% | A- |
| Atlantic Coast Life / Safe Haven 7 | 7 yrs. | $5,000 | 3.54% | B++ |
| Liberty Bankers Life / Bankers Elite 7 | 7 yrs. | $10,000 | 3.50% | A- |
| Great American / SecureGain 7 | 7 yrs. | $100,000 | 3.44% | A+ |
| Brighthouse Financial / Fixed Rate Annuity Low-Band | 7 yrs. | $25,000 | 3.40% | A |
| Minnesota Life / SecureOption Choice 7 High-Band | 7 yrs. | $100,000 | 3.35% | A+ |
| American General / VisionMYG 7 High-Band | 7 yrs. | $100,000 | 3.35% | A |
| Pacific Guardian / Diamond Head 7 | 7 yrs. | $10,000 | 3.35% | A |
| Guggenheim Life and Annuity / Preserve MYGA 7 High-Band | 7 yrs. | $250,000 | 3.30% | A- |
| Nassau / MYAnnuity 7x | 7 yrs. | $10,000 | 3.30% | B++ |
| Great American / SecureGain 7 | 7 yrs. | $10,000 | 3.29% | A+ |
| American National / Palladium MYG 7 High-Band | 7 yrs. | $250,000 | 3.25% | A |
| The United States Life Ins. Co. / SolutionsMYG 7 High-Band | 7 yrs. | $100,000 | 3.25% | A |
| Delaware Life / Pinnacle MYGA 7 | 7 yrs. | $10,000 | 3.25% | A- |
| Minnesota Life / SecureOption Choice 7 Low-Band | 7 yrs. | $25,000 | 3.20% | A+ |
| Guggenheim Life and Annuity / Preserve MYGA 7 Low-Band | 7 yrs. | $10,000 | 3.20% | A- |
| United of Omaha / Ultra-Premier 7 | 7 yrs. | $25,000 | 3.10% | A+ |
| American National / Palladium MYG 7 Low-Band | 7 yrs. | $100,000 | 3.10% | A |
| New York Life / Secure Term MVA II 7 High-Band | 7 yrs. | $100,000 | 3.05% | A++ |
| American General / VisionMYG 7 Low-Band | 7 yrs. | $10,000 | 3.05% | A |
| The United States Life Ins. Co. / SolutionsMYG 7 Low-Band | 7 yrs. | $10,000 | 2.95% | A |
| Midland National Life / Guarantee Pro 7 High-Band | 7 yrs. | $100,000 | 2.80% | A+ |
| North American / Guarantee Plus 7 High-Band | 7 yrs. | $100,000 | 2.80% | A+ |
| Lincoln National / MYGuarantee Plus 7 High-Band | 7 yrs. | $100,000 | 2.70% | A+ |
| Midland National Life / Guarantee Pro 7 Low-Band | 7 yrs. | $10,000 | 2.50% | A+ |
| North American / Guarantee Plus 7 Low-Band | 7 yrs. | $10,000 | 2.50% | A+ |
| Lincoln National / MYGuarantee Plus 7 Low-Band | 7 yrs. | $10,000 | 2.45% | A+ |
