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Below you will find the highest current interest rates and product guidelines for 7 year multi-year guaranteed annuities (MYGA). MYGA's are fixed annuities that are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantee a fixed rate of return for the entire duration of the contracts, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term. Other types of fixed annuities still offer a guaranteed rate, though it may only be for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
Select a specific contract length, or choose all years to view the highest rates for each term.
| Company / Product | Length | Minimum Premium | Rate | Rating |
|---|
| Sentinel Security Life / Personal Choice Annuity 7 (MVA) | 7 yrs. | $2,500 | 3.20% | B++ |
| Atlantic Coast Life / Safe Haven 7 (MVA) | 7 yrs. | $5,000 | 3.19% | B++ |
| Oceanview / Harbourview 7 (MVA) | 7 yrs. | $20,000 | 2.95% | A- |
| Sagicor / Milestone MYGA 7 High-Band (MVA) | 7 yrs. | $100,000 | 2.85% | A- |
| Liberty Bankers Life / Bankers Elite 7 (MVA) | 7 yrs. | $10,000 | 2.80% | A- |
| Fidelity & Guaranty / FG Guarantee-Platinum 7 Annuity (MVA) | 7 yrs. | $20,000 | 2.70% | A- |
| Oxford Life / Multi-Select 7 (MVA) | 7 yrs. | $20,000 | 2.70% | A |
| Sagicor / Milestone MYGA 7 Low-Band (MVA) | 7 yrs. | $50,000 | 2.65% | A- |
| Guggenheim Life and Annuity / Preserve MYGA 7 High-Band (MVA) | 7 yrs. | $250,000 | 2.50% | B++ |
| American National / Palladium MYG 7 High-Band (MVA) | 7 yrs. | $250,000 | 2.45% | A |
| Guggenheim Life and Annuity / Preserve MYGA 7 Low-Band (MVA) | 7 yrs. | $10,000 | 2.40% | B++ |
| Great American / SecureGain 7 (MVA) | 7 yrs. | $100,000 | 2.39% | A+ |
| United of Omaha / Ultra-Premier 7 (MVA) | 7 yrs. | $25,000 | 2.35% | A+ |
| American National / Palladium MYG 7 Low-Band (MVA) | 7 yrs. | $100,000 | 2.30% | A |
| Delaware Life / Pinnacle MYGA 7 (MVA) | 7 yrs. | $10,000 | 2.25% | A- |
| The United States Life Ins. Co. / SolutionsMYG 7 High-Band (MVA) | 7 yrs. | $100,000 | 2.25% | A |
| Great American / SecureGain 7 (MVA) | 7 yrs. | $10,000 | 2.24% | A+ |
| American General / VisionMYG 7 High-Band (MVA) | 7 yrs. | $100,000 | 2.20% | A |
| Midland National Life / Guarantee Pro 7 High-Band (MVA) | 7 yrs. | $100,000 | 2.20% | A+ |
| North American / Guarantee Plus 7 High-Band (MVA) | 7 yrs. | $100,000 | 2.20% | A+ |
| The United States Life Ins. Co. / SolutionsMYG 7 Low-Band (MVA) | 7 yrs. | $10,000 | 1.95% | A |
| American General / VisionMYG 7 Low-Band (MVA) | 7 yrs. | $10,000 | 1.90% | A |
| New York Life / Secure Term MVA II 7 High-Band (MVA) | 7 yrs. | $100,000 | 1.85% | A++ |
| Midland National Life / Guarantee Pro 7 Low-Band (MVA) | 7 yrs. | $10,000 | 1.80% | A+ |
| North American / Guarantee Plus 7 Low-Band (MVA) | 7 yrs. | $10,000 | 1.80% | A+ |
| Lincoln National / MYGuarantee Plus 7 High-Band (MVA) | 7 yrs. | $100,000 | **1.65 % | A+ |
| Minnesota Life / SecureOption Choice 7 High-Band (MVA) | 7 yrs. | $100,000 | 1.50% | A+ |
| Lincoln National / MYGuarantee Plus 7 Low-Band (MVA) | 7 yrs. | $10,000 | 1.45% | A+ |
| Minnesota Life / SecureOption Choice 7 Low-Band (MVA) | 7 yrs. | $25,000 | 1.35% | A+ |
Purchasing an annuity is a simple process. Secure, online applications allow you the option to purchase safely from home. Fill out the form below for information on how to get started.
