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Below you will find the highest current interest rates and product guidelines for 7 year multi-year guaranteed annuities (MYGA). MYGA's are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantees a fixed rate for the entire duration of the contracts terms, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term while other fixed annuities still offer a guaranteed rate, though only for a portion of the term.
MYGA rate can change daily and some have state specific features. Request today's MYGA report for the most accurate, state specific information via e-mail. We'll send you a one time email that is purely informational.
Select a specific contract length, or choose all years to view the highest rates for each term.
| Company | Length | Minimum Premium | Rate | Rating |
|---|
| Midland National Life | ||||
| Guarantee Ultimate 7 High-Band (MVA) | 7 yrs. | $100,000 | 3.50 % | A+ |
| North American | ||||
| Guarantee Choice 7 High-Band (MVA) | 7 yrs. | $100,000 | 3.50 % | A+ |
| Sentinel Security Life | ||||
| Personal Choice Annuity 7 (MVA) | 7 yrs. | $2,500 | **3.20 % | B++ |
| Atlantic Coast Life | ||||
| Safe Haven 7 (MVA) | 7 yrs. | $5,000 | *3.19 % | B++ |
| Midland National Life | ||||
| Guarantee Ultimate 7 Low-Band (MVA) | 7 yrs. | $10,000 | 3.10 % | A+ |
| North American | ||||
| Guarantee Choice 7 Low-Band (MVA) | 7 yrs. | $10,000 | 3.10 % | A+ |
| Oceanview | ||||
| Harvourview MYGA (MVA) | 7 yrs. | $10,000 | 3.05 % | A- |
| Delaware Life | ||||
| Pinnacle MYGA 7 (MVA) | 7 yrs. | $10,000 | 2.90 % | A- |
| Guggenheim Life and Annuity | ||||
| Preserve MYGA 7 High-Band (MVA) | 7 yrs. | $250,000 | 2.75 % | B++ |
| Fidelity & Guaranty | ||||
| FG Guarantee-Platinum 7 Annuity (MVA) | 7 yrs. | $20,000 | 2.65 % | A- |
| Guggenheim Life and Annuity | ||||
| Preserve MYGA 7 Low-Band (MVA) | 7 yrs. | $10,000 | 2.65 % | B++ |
| Oxford Life | ||||
| Multi-Select 7 (MVA) | 7 yrs. | $20,000 | 2.60 % | A- |
| American National | ||||
| Palladium MYG 7 High-Band (MVA) | 7 yrs. | $100,000 | *2.59 % | A |
| United States Life | ||||
| SolutionsMYG 7 High-Band (MVA) | 7 yrs. | $100,000 | 2.50 % | A+ |
| American National | ||||
| Palladium MYG 7 Low-Band (MVA) | 7 yrs. | $5,000 | *2.49 % | A |
| American General | ||||
| VisionMYG 7 High-Band (MVA) | 7 yrs. | $100,000 | 2.35 % | A |
| United States Life | ||||
| SolutionsMYG 7 Low-Band (MVA) | 7 yrs. | $10,000 | 2.20 % | A+ |
| American General | ||||
| VisionMYG 7 Low-Band (MVA) | 7 yrs. | $10,000 | 2.05 % | A |
| New York Life | ||||
| Secure Term MVA II 7 High-Band (MVA) | 7 yrs. | $100,000 | 1.90 % | A++ |
| Pacific Life | ||||
| Frontiers II 7 (MVA) | 7 yrs. | $10,000 | 1.60 % | A+ |
| Minnesota Life | ||||
| SecureOption Choice 7 High-Band (MVA) | 7 yrs. | $100,000 | **1.35 % | A+ |
| Lincoln National | ||||
| MYGuarantee Plus 7 High-Band (MVA) | 7 yrs. | $100,000 | 1.25 % | A+ |
| Lincoln National | ||||
| MYGuarantee Plus 7 Low-Band (MVA) | 7 yrs. | $10,000 | 1.20 % | A+ |
| Minnesota Life | ||||
| SecureOption Choice 7 Low-Band (MVA) | 7 yrs. | $25,000 | **1.20 % | A+ |
