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5 Year Annuity Rates | May 2022
Highest Current Five Year Fixed Annuity Rates

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Company / Product Length Minimum Premium Rate Rating
Sentinel Security Life / Personal Choice Annuity 5 5 yrs. $2,500 4.05% B++
Sagicor / Milestone MYGA 5 High-Band 5 yrs. $100,000 3.85% A-
Americo / Platinum Assure 5 5 yrs. $10,000 3.75% A
Oceanview / Harbourview 5 High-Band 5 yrs. $80,000 3.65% A-
Guaranty Income LIC / Guaranty Rate Lock 5 5 yrs. $100,000 3.65% B++
Guaranty Income LIC / Guaranty Rate Lock 5 5 yrs. $250,000 3.65% B++
Brighthouse Financial / Fixed Rate Annuity High-Band 5 yrs. $100,000 3.60% A
Sagicor / Milestone MYGA 5 Low-Band 5 yrs. $50,000 3.60% A-
Fidelity & Guaranty / FG Guarantee-Platinum 5 Annuity 5 yrs. $20,000 3.50% A-
Atlantic Coast Life / Safe Haven 5 5 yrs. $5,000 3.50% B++
Investors Heritage / Heritage Builder MYGA 5 5 yrs. $25,000 3.50% B++
Liberty Bankers Life / Bankers Elite 5 5 yrs. $10,000 3.45% A-
Oceanview / Harbourview 5 Low-Band 5 yrs. $20,000 3.45% A-
Great American / SecureGain 5 5 yrs. $100,000 3.40% A+
Oxford Life / Multi-Select 5 5 yrs. $20,000 3.40% A
Brighthouse Financial / Fixed Rate Annuity Low-Band 5 yrs. $25,000 3.35% A
American General / VisionMYG 5 High-Band 5 yrs. $100,000 3.35% A
Mass Mutual / Stable Voyage 5 5 yrs. $100,000 3.30% A++
Pacific Guardian / Diamond Head 5 5 yrs. $10,000 3.30% A
Great American / SecureGain 5 5 yrs. $10,000 3.25% A+
Minnesota Life / SecureOption Choice 5 High-Band 5 yrs. $100,000 3.25% A+
SBLI / ECAccumulate 5 5 yrs. $25,000 3.20% A
The United States Life Ins. Co. / SolutionsMYG 5 High-Band 5 yrs. $100,000 3.20% A
Delaware Life / Pinnacle MYGA 5 5 yrs. $10,000 3.20% A-
Guggenheim Life and Annuity / Preserve MYGA 5 High-Band 5 yrs. $250,000 3.20% A-
Nassau / MYAnnuity 5x 5 yrs. $10,000 3.20% B++
Minnesota Life / SecureOption Choice 5 Low-Band 5 yrs. $25,000 3.10% A+
Guggenheim Life and Annuity / Preserve MYGA 5 Low-Band 5 yrs. $10,000 3.10% A-
Mass Mutual / Stable Voyage 5 5 yrs. $10,000 3.05% A++
New York Life / Secure Term MVA II 5 High-Band 5 yrs. $100,000 3.05% A++
American General / VisionMYG 5 Low-Band 5 yrs. $10,000 3.05% A
United of Omaha / Ultra-Premier 5 5 yrs. $25,000 3.00% A+
American National / Palladium MYG 5 High-Band 5 yrs. $250,000 2.95% A
The United States Life Ins. Co. / SolutionsMYG 5 Low-Band 5 yrs. $10,000 2.90% A
American National / Palladium MYG 5 Low-Band 5 yrs. $100,000 2.80% A
Lincoln National / MYGuarantee Plus 5 High-Band 5 yrs. $100,000 2.75% A+
Equitrust Life / Certainty Select 5 5 yrs. $10,000 2.75% B++
Midland National Life / Guarantee Pro 5 High-Band 5 yrs. $100,000 2.70% A+
North American / Guarantee Plus 5 High-Band 5 yrs. $100,000 2.55% A+
Lincoln National / MYGuarantee Plus 5 Low-Band 5 yrs. $10,000 2.50% A+
Midland National Life / Guarantee Pro 5 Low-Band 5 yrs. $10,000 2.45% A+
North American / Guarantee Plus 5 Low-Band 5 yrs. $10,000 2.30% A+
American Equity / GuaranteeShield 5 5 yrs. $10,000 2.00% A-

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