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Below you will find the highest current interest rates and product guidelines for 4 year multi-year guaranteed annuities (MYGA). MYGA's are fixed annuities that are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantee a fixed rate of return for the entire duration of the contracts, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term. Other types of fixed annuities still offer a guaranteed rate, though it may only be for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
| Company / Product | Length | Minimum Premium | Rate | Rating |
|---|
| Sagicor / Milestone MYGA 4 High-Band | 4 yrs. | $100,000 | 3.70% | A- |
| Oceanview / Harbourview 4 High-Band | 4 yrs. | $80,000 | 3.55% | A- |
| Sagicor / Milestone MYGA 4 Low-Band | 4 yrs. | $50,000 | 3.45% | A- |
| Oceanview / Harbourview 4 Low-Band | 4 yrs. | $20,000 | 3.35% | A- |
| Oxford Life / Multi-Select 4 | 4 yrs. | $20,000 | 3.30% | A |
| Guaranty Income LIC / Guaranty Rate Lock 4 | 4 yrs. | $100,000 | 3.30% | B++ |
| Guaranty Income LIC / Guaranty Rate Lock 4 | 4 yrs. | $250,000 | 3.30% | B++ |
| Mass Mutual / Stable Voyage 4 | 4 yrs. | $100,000 | 3.20% | A++ |
| Guggenheim Life and Annuity / Preserve MYGA 4 High-Band | 4 yrs. | $250,000 | 3.15% | A- |
| American General / VisionMYG 4 High-Band | 4 yrs. | $100,000 | 3.10% | A |
| New York Life / Secure Term MVA II 4 High-Band | 4 yrs. | $100,000 | 3.05% | A++ |
| Pacific Guardian / Diamond Head 4 | 4 yrs. | $10,000 | 3.05% | A |
| Guggenheim Life and Annuity / Preserve MYGA 4 Low-Band | 4 yrs. | $10,000 | 3.05% | A- |
| Mass Mutual / Stable Voyage 4 | 4 yrs. | $10,000 | 2.95% | A++ |
| American General / VisionMYG 4 Low-Band | 4 yrs. | $10,000 | 2.80% | A |
