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Below you will find the highest current interest rates and product guidelines for multi-year guaranteed annuities (MYGA). MYGA's are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantees a fixed rate for the entire duration of the contracts terms, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term while other fixed annuities still offer a guaranteed rate, though only for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
Listed below are the highest rates for each term. Select a specific contract length to view all available products.
| Company | Length | Minimum Premium | Rate | Rating |
|---|
| Atlantic Coast Life | ||||
| Safe Haven 10 (MVA) | 10 yrs. | $5,000 | *3.55 % | B++ |
| Guggenheim Life and Annuity | ||||
| Preserve MYGA 9 High-Band (MVA) | 9 yrs. | $250,000 | 3.00 % | B++ |
| Guggenheim Life and Annuity | ||||
| Preserve MYGA 8 High-Band (MVA) | 8 yrs. | $250,000 | 2.90 % | B++ |
| Sentinel Security Life | ||||
| Personal Choice Annuity 7 (MVA) | 7 yrs. | $2,500 | **3.45 % | B++ |
| Atlantic Coast Life | ||||
| Safe Haven 6 (MVA) | 6 yrs. | $5,000 | *3.42 % | B++ |
| Atlantic Coast Life | ||||
| Safe Haven 5 (MVA) | 5 yrs. | $5,000 | *3.35 % | B++ |
| Guaranty Income LIC | ||||
| Guaranty 4 (MVA) | 4 yrs. | $5,000 | 2.85 % | B++ |
| Guggenheim Life and Annuity | ||||
| Preserve MYGA 3 High-Band (MVA) | 3 yrs. | $250,000 | 2.50 % | B++ |
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