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Below you will find the highest current interest rates and product guidelines for 6 year multi-year guaranteed annuities (MYGA). MYGA's are fixed annuities that are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantee a fixed rate of return for the entire duration of the contracts, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term. Other types of fixed annuities still offer a guaranteed rate, though it may only be for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
Select a specific contract length, or choose all years to view the highest rates for each term.
| Company / Product | Length | Minimum Premium | Rate | Rating |
|---|
| Atlantic Coast Life / Safe Haven 6 | 6 yrs. | $5,000 | 3.17 % | B++ |
| Oceanview / Harbourview 6 | 6 yrs. | $20,000 | 2.90 % | A- |
| Oxford Life / Multi-Select 6 | 6 yrs. | $20,000 | 2.75 % | A |
| Sagicor / Milestone MYGA 6 High-Band | 6 yrs. | $100,000 | 2.75 % | A- |
| Sagicor / Milestone MYGA 6 Low-Band | 6 yrs. | $50,000 | 2.60 % | A- |
| American National / Palladium MYG 6 High-Band | 6 yrs. | $250,000 | 2.45 % | A |
| Guaranty Income LIC / Guaranty Rate Lock 6 | 6 yrs. | $250,000 | 2.45 % | B++ |
| Guggenheim Life and Annuity / Preserve MYGA 6 High-Band | 6 yrs. | $250,000 | 2.40 % | B++ |
| Guaranty Income LIC / Guaranty Rate Lock 6 | 6 yrs. | $100,000 | 2.35 % | B++ |
| American National / Palladium MYG 6 Low-Band | 6 yrs. | $100,000 | 2.30 % | A |
| Guggenheim Life and Annuity / Preserve MYGA 6 Low-Band | 6 yrs. | $10,000 | 2.30 % | B++ |
| The United States Life Ins. Co. / SolutionsMYG 6 High-Band | 6 yrs. | $100,000 | 2.25 % | A |
| American General / VisionMYG 6 High-Band | 6 yrs. | $100,000 | 2.20 % | A |
| Equitrust Life / Certainty Select 6 | 6 yrs. | $10,000 | 2.00 % | B++ |
| The United States Life Ins. Co. / SolutionsMYG 6 Low-Band | 6 yrs. | $10,000 | 1.95 % | A |
| American General / VisionMYG 6 Low-Band | 6 yrs. | $10,000 | 1.90 % | A |
| New York Life / Secure Term MVA II 6 High-Band | 6 yrs. | $100,000 | 1.90 % | A++ |
Purchasing an annuity is a simple process. Secure, online applications allow you the option to purchase safely from home. Fill out the form below for information on how to get started.
