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Below you will find the highest current interest rates and product guidelines for 5 year multi-year guaranteed annuities (MYGA). MYGA's are fixed annuities that are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantee a fixed rate of return for the entire duration of the contracts, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term. Other types of fixed annuities still offer a guaranteed rate, though it may only be for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
Select a specific contract length, or choose all years to view the highest rates for each term.
| Company | Length | Minimum Premium | Rate | Rating |
|---|
| Western United Life | ||||
| Navigator Ultra | 5 yrs. | $10,000 | 3.10 % | B+ |
| Atlantic Coast Life | ||||
| Safe Haven 5 (MVA) | 5 yrs. | $5,000 | *3.00 % | B++ |
| Sentinel Security Life | ||||
| Personal Choice Annuity 5 (MVA) | 5 yrs. | $2,500 | **3.00 % | B++ |
| American Life | ||||
| American Classic 5 (MVA) | 5 yrs. | $1,000 | 2.75 % | B++ |
| American Equity | ||||
| GuaranteeShield 5 (MVA) | 5 yrs. | $10,000 | 2.65 % | A- |
| Fidelity & Guaranty | ||||
| FG Guarantee-Platinum 5 Annuity (MVA) | 5 yrs. | $20,000 | 2.65 % | A- |
| Americo | ||||
| Platinum Assure 5 (MVA) | 5 yrs. | $10,000 | 2.50 % | A |
| Sagicor | ||||
| Milestone MYGA 5 High-Band (MVA) | 5 yrs. | $100,000 | **2.50 % | A- |
| Oxford Life | ||||
| Multi-Select 5 (MVA) | 5 yrs. | $20,000 | 2.35 % | A- |
| American National | ||||
| Palladium MYG 5 High-Band (MVA) | 5 yrs. | $250,000 | *2.25 % | A |
| American National | ||||
| Palladium MYG 5 Low-Band (MVA) | 5 yrs. | $100,000 | *2.10 % | A |
| Equitrust Life | ||||
| Certainty Select 5 (MVA) | 5 yrs. | $10,000 | 2.10 % | B++ |
| Guggenheim Life and Annuity | ||||
| Preserve MYGA 5 High-Band (MVA) | 5 yrs. | $250,000 | 2.10 % | B++ |
| Guggenheim Life and Annuity | ||||
| Preserve MYGA 5 Low-Band (MVA) | 5 yrs. | $10,000 | 2.00 % | B++ |
| Delaware Life | ||||
| Pinnacle MYGA 5 (MVA) | 5 yrs. | $10,000 | 1.95 % | A- |
| Sagicor | ||||
| Milestone MYGA 5 Low-Band (MVA) | 5 yrs. | $50,000 | **1.95 % | A- |
| The United States Life Ins. Co. | ||||
| SolutionsMYG 5 High-Band (MVA) | 5 yrs. | $100,000 | 1.90 % | A |
| Midland National Life | ||||
| Guarantee Ultimate 5 High-Band (MVA) | 5 yrs. | $100,000 | 1.85 % | A+ |
| United of Omaha | ||||
| Ultra-Premier 5 (MVA) | 5 yrs. | $25,000 | 1.85 % | A+ |
| American General | ||||
| VisionMYG 5 High-Band (MVA) | 5 yrs. | $100,000 | 1.80 % | A |
| North American | ||||
| Guarantee Choice 5 High-Band (MVA) | 5 yrs. | $100,000 | 1.75 % | A+ |
| The United States Life Ins. Co. | ||||
| SolutionsMYG 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.60 % | A |
| Midland National Life | ||||
| Guarantee Ultimate 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.55 % | A+ |
| New York Life | ||||
| Secure Term MVA II 5 High-Band (MVA) | 5 yrs. | $100,000 | 1.55 % | A++ |
| American General | ||||
| VisionMYG 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.50 % | A |
| North American | ||||
| Guarantee Choice 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.45 % | A+ |
| Lincoln National | ||||
| MYGuarantee Plus 5 High-Band (MVA) | 5 yrs. | $100,000 | 1.05 % | A+ |
| Lincoln National | ||||
| MYGuarantee Plus 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.00 % | A+ |
| Minnesota Life | ||||
| SecureOption Choice 5 High-Band (MVA) | 5 yrs. | $100,000 | **1.00 % | A+ |
| Minnesota Life | ||||
| SecureOption Choice 5 Low-Band (MVA) | 5 yrs. | $25,000 | **1.00 % | A+ |
Purchasing an annuity is a simple process. Secure, online applications allow you the option to purchase safely from home. Fill out the form below for information on how to get started.
