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Below you will find the highest current interest rates and product guidelines for 5 year multi-year guaranteed annuities (MYGA). MYGA's are fixed annuities that are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantee a fixed rate of return for the entire duration of the contracts, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term. Other types of fixed annuities still offer a guaranteed rate, though it may only be for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
Select a specific contract length, or choose all years to view the highest rates for each term.
| Company | Length | Minimum Premium | Rate | Rating |
|---|
| Atlantic Coast Life Safe Haven 5 (MVA) | 5 yrs. | $5,000 | *2.80 % | B++ |
| Liberty Bankers Life Bankers Elite 5 (MVA) | 5 yrs. | $10,000 | 2.80% | B++ |
| Sentinel Security Life Personal Choice Annuity 5 (MVA) | 5 yrs. | $2,500 | **2.80 % | B++ |
| Americo Platinum Assure 5 (MVA) | 5 yrs. | $10,000 | 2.70% | A |
| American Life American Classic 5 (MVA) | 5 yrs. | $1,000 | 2.60% | B++ |
| Fidelity & Guaranty FG Guarantee-Platinum 5 Annuity (MVA) | 5 yrs. | $20,000 | 2.55% | A- |
| Oceanview Harbourview 5 (MVA) | 5 yrs. | $20,000 | 2.55% | A- |
| Oxford Life Multi-Select 5 (MVA) | 5 yrs. | $20,000 | 2.45% | A- |
| Sagicor Milestone MYGA 5 High-Band (MVA) | 5 yrs. | $100,000 | **2.35 % | A- |
| American Equity GuaranteeShield 5 (MVA) | 5 yrs. | $10,000 | 2.25% | A- |
| American National Palladium MYG 5 High-Band (MVA) | 5 yrs. | $250,000 | *2.25 % | A |
| United of Omaha Ultra-Premier 5 (MVA) | 5 yrs. | $25,000 | 2.15% | A+ |
| American General VisionMYG 5 High-Band (MVA) | 5 yrs. | $100,000 | 2.10% | A |
| American National Palladium MYG 5 Low-Band (MVA) | 5 yrs. | $100,000 | *2.10 % | A |
| Equitrust Life Certainty Select 5 (MVA) | 5 yrs. | $10,000 | 2.10% | B++ |
| The United States Life Ins. Co. SolutionsMYG 5 High-Band (MVA) | 5 yrs. | $100,000 | 2.10% | A |
| Delaware Life Pinnacle MYGA 5 (MVA) | 5 yrs. | $10,000 | 2.05% | A- |
| Guggenheim Life and Annuity Preserve MYGA 5 High-Band (MVA) | 5 yrs. | $250,000 | 2.00% | B++ |
| Midland National Life Guarantee Ultimate 5 High-Band (MVA) | 5 yrs. | $100,000 | 2.00% | A+ |
| Sagicor Milestone MYGA 5 Low-Band (MVA) | 5 yrs. | $50,000 | **1.95 % | A- |
| Guggenheim Life and Annuity Preserve MYGA 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.90% | B++ |
| North American Guarantee Choice 5 High-Band (MVA) | 5 yrs. | $100,000 | 1.90% | A+ |
| American General VisionMYG 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.80% | A |
| The United States Life Ins. Co. SolutionsMYG 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.80% | A |
| Midland National Life Guarantee Ultimate 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.70% | A+ |
| New York Life Secure Term MVA II 5 High-Band (MVA) | 5 yrs. | $100,000 | 1.65% | A++ |
| North American Guarantee Choice 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.60% | A+ |
| Minnesota Life SecureOption Choice 5 High-Band (MVA) | 5 yrs. | $100,000 | **1.25 % | A+ |
| Minnesota Life SecureOption Choice 5 Low-Band (MVA) | 5 yrs. | $25,000 | **1.10 % | A+ |
| Lincoln National MYGuarantee Plus 5 High-Band (MVA) | 5 yrs. | $100,000 | 1.05% | A+ |
| Lincoln National MYGuarantee Plus 5 Low-Band (MVA) | 5 yrs. | $10,000 | 1.00% | A+ |
Purchasing an annuity is a simple process. Secure, online applications allow you the option to purchase safely from home. Fill out the form below for information on how to get started.
