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Below you will find the highest current interest rates and product guidelines for 4 year multi-year guaranteed annuities (MYGA). MYGA's are fixed annuities that are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantee a fixed rate of return for the entire duration of the contracts, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term. Other types of fixed annuities still offer a guaranteed rate, though it may only be for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
Select a specific contract length, or choose all years to view the highest rates for each term.
| Company | Length | Minimum Premium | Rate | Rating |
|---|
| Oceanview Harbourview 4 (MVA) | 4 yrs. | $20,000 | 2.60% | A- |
| Oxford Life Multi-Select 4 (MVA) | 4 yrs. | $20,000 | 2.25% | A- |
| Sagicor Milestone MYGA 4 High-Band (MVA) | 4 yrs. | $100,000 | **2.00 % | A- |
| Guggenheim Life and Annuity Preserve MYGA 4 Low-Band (MVA) | 4 yrs. | $10,000 | 1.98% | B++ |
| Guggenheim Life and Annuity Preserve MYGA 4 High-Band (MVA) | 4 yrs. | $250,000 | 1.90% | B++ |
| American General VisionMYG 4 High-Band (MVA) | 4 yrs. | $100,000 | 1.75% | A |
| New York Life Secure Term MVA II 4 High-Band (MVA) | 4 yrs. | $100,000 | 1.70% | A++ |
| Sagicor Milestone MYGA 4 Low-Band (MVA) | 4 yrs. | $50,000 | **1.50 % | A- |
| American General VisionMYG 4 Low-Band (MVA) | 4 yrs. | $10,000 | 1.45% | A |
Purchasing an annuity is a simple process. Secure, online applications allow you the option to purchase safely from home. Fill out the form below for information on how to get started.
