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Below you will find the highest current interest rates and product guidelines for 4 year multi-year guaranteed annuities (MYGA). MYGA's are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantees a fixed rate for the entire duration of the contracts terms, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term while other fixed annuities still offer a guaranteed rate, though only for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
Select a specific contract length, or choose all years to view the highest rates for each term.
| Company | Length | Minimum Premium | Rate | Rating |
|---|
| Guaranty Income LIC | ||||
| Guaranty 4 (MVA) | 4 yrs. | $5,000 | 2.85 % | B++ |
| Oxford Life | ||||
| Multi-Select 4 (MVA) | 4 yrs. | $20,000 | 2.80 % | A- |
| Guggenheim Life and Annuity | ||||
| Preserve MYGA 4 High-Band (MVA) | 4 yrs. | $250,000 | 2.60 % | B++ |
| Guggenheim Life and Annuity | ||||
| Preserve MYGA 4 Low-Band (MVA) | 4 yrs. | $10,000 | 2.50 % | B++ |
| American General | ||||
| VisionMYG 4 High-Band (MVA) | 4 yrs. | $100,000 | 1.75 % | A |
| New York Life | ||||
| Secure Term MVA II 4 High-Band (MVA) | 4 yrs. | $100,000 | 1.50 % | A++ |
| American General | ||||
| VisionMYG 4 Low-Band (MVA) | 4 yrs. | $10,000 | 1.45 % | A |
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