Below you will find the highest current interest rates and product guidelines for 4 year multi-year guaranteed annuities (MYGA). MYGA's are fixed annuities that are commonly referred to as CD-Type annuities. You can read a detailed description of multi-year guaranteed annuities here. MYGA's guarantee a fixed rate of return for the entire duration of the contracts, typically ranging from 3 to 10 years. The key distinction between a MYGA and other types of fixed annuities is the term of the guaranteed rate. A MYGA annuity's rate is guaranteed for the full contract term. Other types of fixed annuities still offer a guaranteed rate, though it may only be for a portion of the term.
Annuity rates can change daily. Receive the most up-to-date rates by requesting The MYGA Report with the form below.
Select a specific contract length, or choose all years to view the highest rates for each term.
|Company / Product||Length||Minimum Premium||Rate||Rating|
|Oceanview / Harbourview 4||4 yrs.||$20,000||2.75 %||A-|
|Oxford Life / Multi-Select 4||4 yrs.||$20,000||2.35 %||A|
|Sagicor / Milestone MYGA 4 High-Band||4 yrs.||$100,000||2.35 %||A-|
|American General / VisionMYG 4 High-Band||4 yrs.||$100,000||2.20 %||A|
|Guggenheim Life and Annuity / Preserve MYGA 4 High-Band||4 yrs.||$250,000||2.10 %||B++|
|Guaranty Income LIC / Guaranty Rate Lock 4||4 yrs.||$250,000||2.05 %||B++|
|Mass Mutual / Stable Voyage 4||4 yrs.||$100,000||2.05 %||A++|
|Guggenheim Life and Annuity / Preserve MYGA 4 Low-Band||4 yrs.||$10,000||2.00 %||B++|
|Guaranty Income LIC / Guaranty Rate Lock 4||4 yrs.||$100,000||1.95 %||B++|
|American General / VisionMYG 4 Low-Band||4 yrs.||$10,000||1.90 %||A|
|New York Life / Secure Term MVA II 4 High-Band||4 yrs.||$100,000||1.90 %||A++|
|Sagicor / Milestone MYGA 4 Low-Band||4 yrs.||$50,000||1.85 %||A-|
|Mass Mutual / Stable Voyage 4||4 yrs.||$10,000||1.80 %||A++|
Purchasing an annuity is a simple process. Secure, online applications allow you the option to purchase safely from home. Fill out the form below for information on how to get started.