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List of Annuity Articles:

Fixed vs Indexed annuities

Differences Between Fixed and Fixed Indexed Annuities

Fixed vs Indexed

When looking at the dissimilarity between a fixed and indexed annuity, buyers ought to recall that indexed annuities, also called equity-indexed annuities, are a form of fixed annuities...

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bonus annuities

Bonus Annuities Explained

General Annuity Info

A bonus annuity can be a fixed, indexed, or variable annuity that propose to the buyer a plus rate on top of the normal return. The life insurance carrier that writes the bonus annuity....

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annuity safety

How Safe Are Annuities?

General Annuity Info

Annuities have always been viewed as a safe investment option, particularly for clients who are concerned with securing their retirement income. Life insurance carriers have been ....

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annuity income riders

Annuity Income Riders & Guaranteed Roll-Up Rates Explained

Annuity Features

How can one annuity offer a return as high as 8% when most others are offering closer to 3%? The answer is Income Riders and Roll-Up Rates. Think of Riders as add-ons to customize ....

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annuity mistakes

Annuity Buying Mistakes

General Annuity Info

The most effective way to find the best fixed annuities is by following a few simple guidelines. These really shouldn't be mind-blowing concepts, but missing just one of them can ....

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annuity advice

Advice For Annuity Shoppers

General Annuity Info

Annuities are most efficient when they are used to supplement income once the owner is retired. The idea that these products grow in an account, tax deferred, with a plausible rate ....

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Qualified vs Non Qualified Annuities

Qualified vs Non Qualified Annuities: What's the difference?

General Annuity Info

If money is non-qualified, that means it is not part of a tax-deferred account. Examples of tax deferred account are traditional or Roth individual retirement account (IRA), ....

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Annuity Questions

Top 5 Annuity Questions to Ask Before Buying

General Annuity Info

Annuities can be very useful for some investors and a poor choice for others, depending on the specific financial needs. Perhaps the most important step to purchasing an annuity ....

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age for annuities

What age is too young or too old to buy an Annuity?

General Annuity Info

There is no way around it, in order for an annuity to work to its maximum capacity, you need to let it sit and accumulate (typically for about 10 years). There are pretty severe penalties...

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Single Premium Annuity Rates

Understanding Single Premium Annuity Rates

General Annuity Info

If you have cashed in an individual retirement account, gotten either a big or a substantial separation package, or in some further way come into ownership of a great lump-sum, ....

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Annuity Basics

Annuity Basics 101

General Annuity Info

If someone has a lot of money saved up for their retirement, there are several ways of making your money work for you. Some of those options include keeping it in the bank and ....

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why buy an annuity

Why Buy An Annuity? Top Reasons For Buying Annuities

General Annuity Info

Annuities can provide an incredible safety net. Older investors are particularly drawn to annuities to insure they never outliving their retirement savings....

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fixed vs varible annuities

Differences Between Fixed and Variable Annuities

Fixed Vs Variable

The two major types of annuities are variable and fixed. With a fixed annuity, the insurance company guarantees a specific payment to the account holder, based....

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annuities vs cds

Annuities vs CDs | Which is a better investment?

Annuities Vs CDs

Annuities and bank CDs are both low risk investments focused on safety of principal, coupled with reasonable returns. There are difference between the two, which....

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annuities bad economy

Annuities in a Poor Economy | Are downturns a good time to buy an annuity?

General Annuity Info

Investors often turn to annuities during economic downturns. Uncertainty in the stock markets cause many people to see safer options...

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bonus annuities

Understanding Annuity Death Benefits

General Annuity Info

The Death Benefit guarantees that, if your assets should outlive you, your annuity insurance company will pay out at least the original amount of your annuity...

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bonus annuities

Annuity Income Payments Explained

General Annuity Info

The process of taking payments from annuites is called the annuitization phase. This can either begin as soon as you purchase the annuity, or some years later...

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Single Premium Annuity Rates

Buying an Indexed Annuity | Steps to Take Before Purchasing Annuities

General Annuity Info

Before figuring out where to go for an indexed annuity, it’s really important that you have a base understanding as to what an indexed annuity is and how it works...

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annuity safety

Annuities For Retirement Income

General Annuity Info

When you're ready to receive income (usually in retirement) annuities offer you a variety of income options, highlighted by a guaranteed income that you can never outlive...

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indexed annuity crediting

Fixed Indexed Annuity Crediting Methods Explained

General Annuity Info

Although annuities are typically fairly simple products, the indexing methods can be a spot of confusion. In this article, we will attempt to explain the basic terms and methodologies....

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indexed annuity crediting

Understanding Annuity Company Ratings

General Annuity Info

Annuity companies receive rating assessments from 3rd party agencies on the creditworthiness and strength of the company...

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tax sheltered annuity

Tax Sheltered Annuities & 403 (B) Plans Explained

General Annuity Info

A 403(b) plan, often referred to as a tax-sheltered annuity account (TSA), is a retirement plan offered exclusively by public schools and certain charities. A 403(b) plan is very similar to 401(k) plans...

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annuities 401k

What's The Difference Between an Annuities & a 401k?

Annuity Features

A 401(k) is a qualified retirement plan that allows eligible employees of a company to save and invest for their own retirement on a tax-deferred basis. Not everyone can invest in a 401(k)...

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annuity commissions

Annuity Commissions & Fees Explained | How Does An Agent Get Paid?

Annuity Features

This article will attempt to shed an unbiased light on how fixed annuity commissions are paid to agents, and how they effect the policy owner....

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annuity safety

Can You Lose Money With Annuities?

General Annuity Info

When you purchase in a fixed annuity, the insurance carries guarantees that you cannot lose either your principal or any interest that the annuity has accumulated...

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