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Michigan (MI)

 

Annuity Information

The Michigan The Department of Insurance and Financial Services (DIFS)

The Department of Insurance and Financial Services (DIFS) administers 39 public acts and regulates a variety of individual licensees and entities, including Blue Cross Blue Shield, 26 HMOs, 87 banks, 139 domestic insurance companies, 157 credit unions, 1,447 foreign insurance companies, 224,077 individual insurance agents, 18,239 insurance agencies, 8,668 mortgage licensees and registrants, 616 deferred presentment companies and 2,560 other consumer finance-related entities.

DIFS can offer assistance to consumers if they have questions or complaints about credit unions, insurance companies, banks, and HMOs.

 

 

The mission of the Michigan Department of Insurance and Financial Services is to provide a business climate that promotes economic growth while ensuring that the insurance and financial services industries are safe, sound and entitled to public confidence.  In addition, the Department provides consumer protection, outreach and education services to Michigan citizens.

Kevin Clinton has served as DIFS director since it was created in 2015. The department has more than 350 professionals dedicated to protecting Michigan consumers by ensuring the companies that it regulates are safe and sound, following state and federal law, and upholding public confidence.

He previously served as commissioner of the state Office of Financial and Insurance Regulation for two years; more than six years as president and CEO of American Physicians Capital Inc., a medical professional liability insurance provider based in East Lansing; nearly five years as president and CEO of MEEMIC Insurance Co., a property and casualty insurance holding company based in Auburn Hills. Clinton also has actuarial experience and expertise and held positions in the private sector as well as serving as chief actuary for the Michigan Insurance Bureau in the 1980s. He holds a bachelor’s degree in business administration and a master’s degree in actuarial science from the University of Michigan.

Michigan Annuity Resources: DIFS can offer assistance to consumers if they have questions or complaints about credit unions, insurance companies, banks, and HMOs.

 

Capital: Lansing
State Commissioner: Kevin Clinton
Insurance Hotline: 877-999-6442
Annuity Guarantee Limit: $250,000
Website: http://www.michigan.gov/difs/
Guarantee Assoc: http://www.milifega.org/
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