Speak with a Specialist in your area

Speak to a Specialist


Find YOUR Optimal Annuity


Georgia Annuity Information

Georgia Office of Insurance and Safety Fire Commissioner

The Georgia Office of Insurance mission is to have a well-trained workforce, utilizing state of the art technology to facilitate regulation, coordination and uniformity among state regulators and provide public access to services and fire safety information that results in a consumer friendly and competitive market place.

The Insurance Financial Oversight Section of the Insurance Department is responsible for the licensing of companies desiring to transact business in Georgia.

Companies are licensed by issuing a Certificate of Authority to transact insurance business in the state. These certificates must also be renewed annually. The section also approves or disapproves petitions filed with the Secretary of State for insurance companies who want to be incorporated in Georgia, known as domestic insurers.


Ralph Hudgens was elected as Georgia’s Insurance Commissioner on November 2, 2010. In addition to being Insurance Commissioner, Hudgens is also the Safety Fire Commissioner and Industrial Loan Commissioner. His duties include regulating approximately 1,600 insurance companies, licensing 137,000 insurance agents, and regulating over 1,000 industrial loan offices.

As Safety Fire Commissioner, Hudgens appoints the State Fire Marshal, oversees the state arson unit, regulates explosive and hazardous materials, and is responsible for the inspection of public buildings for compliance with the state fire code. Commissioner Hudgens is a businessman , who for nearly two decades, worked for Shell Chemical Company, a division of Shell Oil, in sales and management. Today, he owns and operates several successful businesses, and understands first-hand how insurance premiums impact companies of all sizes.

Georgia Annuity Resources:

The Consumer Services Division is the investigative arm of the Department of Insurance and attempts to ensure fair and equitable dealings between insurers, agents, and policyholders regarding all insurance transactions. To help you understand the basics of life insurance and, hopefully, avoid some of the common pitfalls, they have setup a consumer online help center, as well as hotline. If you have any questions, are interested in finding out more information, or if you would like to file a complaint, you can contact the Georgia Department of Insurance consumer hotline at: (404) 656-2056. Any additional information needed can also be found at their website at http://www.oci.ga.gov/home.aspx

Capital: Atlanta
State Commissioner: John W. Oxendine
Insurance Hotline: (404) 656-2056
Annuity Guarantee Limit: $100,000
Website: http://www.oci.ga.gov/home.aspx
Links: Life Insurance Questions

Quick Links

Annuity Calculator & Quotes

If you are considering buying an annuity, let us run you a free, no obligation quote to give you a better idea of what you can expect. You can also contact a local annuity specialist to answer any specific questions you may have.

Call us toll free 24 hours a day at 1-888-603-1232 with any annuity questions.