Speak with a Specialist in your area

Speak to a Specialist


Find YOUR Optimal Annuity


Oregon (OR)


Annuity Information

Oregon Division of Financial Regulation

The Insurance Division and Division of Finance and Corporate Securities have been merged into one division. The new division, named the Division of Financial Regulation, became effective on Jan. 1, 2016.

The Division of Financial Regulation will protect consumers and regulate insurance, depository institutions, trust companies, securities, and consumer financial products and services. Insurance Commissioner Laura Cali will be the administrator of the new division. The Division of Financial Regulation will continue to provide all the services to consumers and businesses previously provided by the two divisions.​


Laura Cali became Oregon insurance commissioner on July 15, 2013. The division hired Cali in mid-2011 as a casualty actuary specializing in workers’ compensation and medical malpractice. She previously worked as a consulting actuary for Towers Watson in San Francisco, overseeing projects for self-insured companies, public entities, and insurers. She started her career at Liberty Mutual’s home office in Boston, building rating models for workers’ compensation and general liability lines of business.

While her area of expertise is in property and casualty insurance, Cali became heavily involved in health insurance issues in 2012 as chief actuary and manager of the division’s Product Regulation section. In that position and as commissioner, she has led the division’s efforts to implement the Affordable Care Act.

Oregon Annuity Resources: The Division of Financial Regulation has a dedicated team of consumer advocates who are here to help, free of charge.

As advocates, they cannot force insurance companies to pay claims or provide you with legal advice, but can help you understand your rights as a consumer. They will listen to your problem and look into your concerns. If needed, they can mediate misunderstandings and work on your behalf to resolve issues. Most importantly, they can help you get the clarity you need. While the timing depends on the type of complaint, most are resolved within 60 days.

The Division of Financial Regulation responds to more than 15,000 consumer insurance inquires a year – and we they ready to help you.


Capital: Salem
State Commissioner: Laura Cali
Insurance Hotline: 1-888-877-4894
Annuity Guarantee Limit: $250,000
Website: http://www.oregon.gov/DCBS/DFR/Pages/index.aspx#
Guarantee Assoc: http://www.orlifega.org/

Quick Links

Annuity Calculator & Quotes

If you are considering buying an annuity, let us run you a free, no obligation quote to give you a better idea of what you can expect. You can also contact a local annuity specialist to answer any specific questions you may have.

Call us toll free 24 hours a day at 1-888-603-1232 with any annuity questions.