Speak with a Specialist in your area

Speak to a Specialist


Find YOUR Optimal Annuity


Nebraska (NE)


Annuity Information

The Nebraska Department of Insurance

The Nebraska Department of Insurance is responsible for evaluating and approving or disapproving life, health, and annuity products marketed to Nebraska residents, as well as reviewing rate filings.

In additional they also have the responsiblity of examining insurance companies, producers and other licensed entities to ensure fair and equitable treatment has been given to consumers.

Typical areas of review include advertising, rating, use of properly filed forms, proper use of disclosures, compliance with producer licensing and appointment requirements, claim handling practices, and complaint handling practices.


Their Stated Mission is to safeguard those affected by the business of insurance through the fulfillment of our statutory obligations and by promoting the fair and just treatment of all parties to insurance transactions.



The primary functions of the Department of Insurance include:

• Licensing insurance producers, agencies, and companies.

• Reviewing financial and market conduct company records.

• Reviewing life, health, property or casualty policy forms for approval or disapproval.

• Reviewing and approving/disapproving rates for many lines of insurance.

• Ensuring compliance with the Nebraska Insurance Code through administrative actions.

• Drafting legislation and regulations.

• Investigating insurance fraud.

• Investigating consumer complaints.

• Educating and informing consumers about insurance issues.

• Coordinating and maintaining a senior counseling program.

Bruce Rampage was appointed Director of Insurance by Governor Pete Ricketts Effective Date: January 8, 2015.  Director Rampage joined the Nebraska Department of Insurance Market Conduct Division in September of 1984.
Bruce accepted the position of Chief of Market Regulation in 1999, overseeing the efforts of various divisions within the Department of Insurance including the Consumer Affairs, Market Conduct, Producer Licensing, Property and Casualty, Life and Health and Nebraska Senior Health Insurance Information Program Divisions.
In January 2008, he was appointed Deputy Director of the Nebraska Department of Insurance. On November 15, 2010, he was appointed by Nebraska Governor Dave Heineman to serve as Director of Insurance.

Nebraska Annuity Resources: The state of Nebraska is part of the U.S. insurance regulatory framework which is a highly coordinated state-based national system designed to protect policyholders and to serve the greater public interest through the effective regulation of the U.S. insurance marketplace. Through the National Association of Insurance Commissioners (NAIC), U.S. insurance regulators establish national standards and best practices, conduct peer reviews and coordinate their regulatory oversight to better protect the interests of consumers while ensuring a strong, viable insurance marketplace. U.S. insurance regulators also participate in the International Association of Insurance Supervisors (IAIS) along with the NAIC by participating in all of its major standard setting initiatives, including working with fellow regulators from around the world to better supervise cross-border insurers, identifying systemic risk in the insurance sector, and creating international best practices.


Capital: Lincoln
State Commissioner: Bruce Rampage
Insurance Hotline: (402)471-2201
Annuity Guarantee Limit: $100,000
Website: http://www.doi.nebraska.gov/index.html
Guarantee Assoc: http://www.nelifega.org/

Quick Links

Annuity Calculator & Quotes

If you are considering buying an annuity, let us run you a free, no obligation quote to give you a better idea of what you can expect. You can also contact a local annuity specialist to answer any specific questions you may have.

Call us toll free 24 hours a day at 1-888-603-1232 with any annuity questions.